USDU - Value Flows,
‍Opportunity Expands.

Why Institutions Choose USDU

USDU is a USD-backed stablecoin regulated by the Financial Services Regulatory Authority (FSRA) in Abu Dhabi Global Market (ADGM). It is fully backed 1:1 with liquid reserves in regulated UAE banks and verified through independent monthly attestations.

Regulated
& Trusted

Regulated by the FSRA in ADGM
Purpose-built for institutional adoption

Fully Liquid
& Bank-Backed

Backed 1:1 with USD reserves
Fully liquid and always redeemable
Safeguarded in Emirates NBD & Mashreq

Global
& Interoperable

Issued as an ERC-20 token on Ethereum
Interoperable by design, expanding to more chains soon.
Backed by leading infrastructure for global reach

Transparent
& Secure

Independent monthly attestations by a global accounting firm
Reserve reports accessible anytime
Smart contract independently audited

Use Cases

Powering Trading,
‍Settlement & Beyond.

DIGITAL ASSETS TRADING

USDU enables instant trade settlement, reduces volatility risk, and lowers transaction costs.

Cross Border Trade & Remittances

USDU facilitates real-time, low-cost transfers with seamless integration into digital platforms.

Treasury & Liquidity Management

USDU allows institutions to hold, manage, and transfer funds with efficiency and confidence.

Tokenisation

USDU provides a regulated foundation for tokenised assets and institutional applications.

Distributor Partner

Global Access
‍For Institutions.

To ensure seamless adoption, Universal has appointed Aquanow as its infrastructure provider and distributor.

A VARA-licensed VASP, Aquanow delivers institutional-grade infrastructure and global connectivity, enabling USDU to be securely integrated and accessible for institutions worldwide.

About Aquanow

Corporate Banking Partner

Foundation in
UAE Finance

USDU is anchored in the trust and resilience of the UAE’s financial system. With Mbank as a corporate banking partner, Universal reinforces its commitment to institutional-grade stability, compliance, and growth within the region’s dynamic economy.

News & Insights

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September 21, 2025

Frequently Asked Questions

What is USDU?

USDU is a USD-backed stablecoin issued by Universal Digital Intl Limited (“Universal”). It is fully regulated by the Financial Services Regulatory Authority (FSRA) in Abu Dhabi Global Market (ADGM). Each USDU token is backed 1:1 with U.S. dollars, ensuring stability, transparency, and trust.

Where are the reserves held?

All reserves are held in a fully liquid U.S. dollar account at Emirates NBD and Mashreq, ensuring transparency, stability, and immediate liquidity.

How do I know USDU is secure?

USDU is secured at multiple layers:

Independent monthly reserve attestations by Crowe Mak LLP, a global accounting firm.
Smart contract audits for on-chain integrity by Certik.‍
Regulatory oversight by the Financial Services Regulatory Authority (FSRA) in Abu Dhabi Global Market (ADGM).

Who can access USDU?

USDU is available to eligible market participants through its official distributor. Institutions interested in access can contact us for onboarding at info@universal.ae.

Fully backed. Fully regulated. Fully reliable.